金融学考研英语二答案

更新时间:2025-12-11 22:26:29
最佳答案

金融学考研英语二答案如下:

1. 问题:What is the main purpose of financial intermediaries?
答案:The main purpose of financial intermediaries is to facilitate the flow of funds from savers to borrowers, thereby smoothing out the fluctuations in the supply and demand of capital.

2. 问题:What is the difference between a primary market and a secondary market?
答案:The primary market is where new securities are issued and sold to investors for the first time, while the secondary market is where already issued securities are bought and sold among investors.

3. 问题:What is the relationship between inflation and interest rates?
答案:There is a negative relationship between inflation and interest rates. When inflation is high, central banks tend to raise interest rates to control inflation, which can lead to a decrease in the purchasing power of money.

4. 问题:What is the difference between a bond and a stock?
答案:A bond is a debt instrument issued by a company or government to raise capital, while a stock represents ownership in a company. Bondholders are creditors and have a priority claim on the company's assets in case of bankruptcy, whereas stockholders are owners and can receive dividends and participate in the company's profits.

5. 问题:What is the role of the Federal Reserve in the U.S. economy?
答案:The Federal Reserve is the central banking system of the United States, responsible for formulating monetary policy, regulating financial institutions, and providing financial services to the government and depository institutions.

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